Ernest Scott

278 Hillsmere Drive

Annapolis, MD
$ 749,000 Beds 4 Baths 3 Sq 2,156
Monthly Estimate* How much can I afford?

Fall is here and it is time to make your move and be settled in before the holiday season is here! Great location! Must see inside to appreciate all this home has to offer. Details and features; -The kitchen used to be the carport -The upper cabinets in the kitchen are custom made -Luxury vinyl flooring in kitchen -Propane fireplace in living room/insert is only 2 years old -Propane gas for grill -2-100-gallon propane tanks/owned -Propane back up heat -Blown in insulation in attic area -Master bath gutted and updated 5 years ago -HVAC units in lower level and barn/garage -Lower-level walk out to bar area and firepit -Full covered huge deck -Fully fenced back yard -Private access to Quiet Waters Park -Metal roof on barn/garage -Custom built doors on barn/garage This home is located in the highly desirable Hillsmere Shores community, offering a private beach, community pool, marina, and multiple launch areas for boats, kayaks, canoes, and paddleboards the perfect setting for anyone who loves life on the water. The home features four spacious bedrooms and three full baths, all set within an open, airy floor plan designed to capture natural light and create an inviting sense of space. A generously sized kitchen serves as the heart of the home, offering abundant prep areas, modern appliances, and effortless flow into the main living spaces. The living room is anchored by a refined propane fireplace, adding warmth and ambiance throughout the seasons. The lower-level functions as an extension of the home, complete with a private bedroom and full bathideal for guests or multigenerational living. A sprawling great room provides endless possibilities for entertaining or relaxation, while a dedicated laundry space and two additional flex rooms offer versatility for a home gym, office, studio, or hobby space. Sitting on a generous lot, the property backs directly to Quiet Waters Park and includes a private path for easy access and all the park has to offer...hiking trails, a playground, dog park, outdoor summer concerts and several other fun events throughout the year. The fully fenced backyard is designed for entertaining, complete with a bar area and firepit for evenings outdoors. The detached garage/barn provides endless possibilities workshop, studio, storage, or more. A massive, fully covered deck spans the back of the home, creating an ideal space for crab feasts, cookouts, or simply relaxing and enjoying the peaceful surroundings.

ACTIVE

  • Price
  • $ 749,000
  • City
  • Annapolis
  • Bedrooms
  • 4
  • Full Bathrooms
  • 3
  • County
  • ANNE ARUNDEL
  • Half Bathrooms
  • 0
  • Area
  • Lot Size
  • 0.29 Acres
  • Zip
  • 21403
  • Sqr Footage
  • 2,156
  • Year Built
  • 1964
  • Taxes
  • $ 5397
  • Style
  • Ranch/Rambler
  • MLS#
  • MDAA2149064
Listed By: Thomas J Eicher with Coldwell Banker Realty - 4102638686;
Data Source: Bright MLS

Features

General

Living Area 2156
Sewer Public Sewer
Heating 90% Forced Air,Heat Pump - Electric BackUp
Cooling Ceiling Fan(s),Central A/C
Utilities Cable TV Available,Propane
Possession Negotiable
Roof Shingle
Appliances Dishwasher,Disposal,Dryer,Exhaust Fan,Microwave,Oven/Range - Electric,Range Hood,Refrigerator,Stainless Steel Appliances,Washer,Water Conditioner - Owned
Zoning R2
HOA Fee 25.00
Garage Spaces 2.00
Association Fee Includes Snow Removal
Patio/Porch Features Balcony,Porch(es),Roof,Patio(s)
Architectural Style Ranch/Rambler
Security Features Exterior Cameras
Construction Materials Brick,Vinyl Siding
School District ANNE ARUNDEL COUNTY PUBLIC SCHOOLS
Year Built 1964
View Trees/Woods
Levels 1
Tax Year 2025
Ownership Fee Simple
Cool Fuel Electric
Section 3
Accessibility Ramp - Main Level
Assoc Fee Paid Per Annually
County ANNE ARUNDEL
New Construction No
Property Type Residential
Association Amenities Boat Dock/Slip,Boat Ramp,Picnic Area,Pool - Outdoor,Pool Mem Avail,Tot Lots/Playground,Water/Lake Privileges
HOA Yes
Subdivision Name HILLSMERE SHORES
Garage Y/N Yes
Water Access Y/N Yes
Other Structures Above Grade,Below Grade
Full Baths 3
Status ACTIVE
Directions SEE GPS
City ANNAPOLIS
Body of Water South River
Disclosures Owner RE Licensee,Prop Disclosure
Association Name HILLSMERE SHORES IMPROVEMENT ASSOCIATION
Senior Community Y/N No
Lot Size Units Square Feet
Lot Size Square Feet 12760.00
Tax Assessed Value 483000.0
Tax Annual Amount 5397.0
Home Warranty Y/N No
Property Condition Very Good
Structure Type Detached
Condo/Coop Association fee Y/N No
Bathrooms Full Main Level 2
Bathrooms Count Main Level 2.00
Price Per Sq Ft Total AG 497.34
Community Pool Features Fenced,In Ground,Lap/Exercise
Historic Y/N No
Lease Considered Y/N No
Vacation Rental Y/N No
Total SQFT 2756
Standard Status Active
Year Built Source Assessor
Legal Subdivision HILLSMERE ESTATES
Tax Lot 9
Association Recreation Fee No

Interior Features

Interior Amenities Ceiling Fan(s),Combination Dining/Living,Kitchen - Eat-In,Kitchen - Island,Kitchen - Table Space,Water Treat System
Heating Fuel Electric
Basement Daylight,Full,Connecting Stairway,Heated,Outside Entrance,Partially Finished,Rear Entrance,Walkout Level,Windows
Flooring Hardwood,Luxury Vinyl Tile,Partially Carpeted,Ceramic Tile
Total Fireplaces 1
Fireplace Features Gas/Propane
Hot Water Electric
Basement (Y/N) Yes
Heating Y/N Yes
Window Features Bay/Bow
Fireplace Y/N Yes
Above Grade Finished Area 1506
Central Air Y/N Yes
Total Bedrooms 4
Below Grade Finished Area 650
Main Level Bedrooms 3
Below Grade Finished Area Unit Type Square Feet
LivingAreaSource Estimated
Laundry Type Lower Floor
Below Grade Unfin Area Units Square Feet
Below Grade Unfin SQFT 600
Below Grade Unfin SQFT Source Estimated
Below Grade Finished Area Source Estimated
Bedrooms Count All Lower Levels 1
Bedrooms Count Lower Level 1 1
Bathrooms Full Lower Level 1 1
Bathrooms Full All Lower Levels 1
Bathrooms Count Lower Level 1 1.00
Bathrooms Count All Lower Levels 1
Above Grade Finished Area Source Assessor
Above Grade Finished Area Unit Type Square Feet
Total Baths 3

Exterior Features

Exterior Amenities Private Beach,Play Area
Pool Yes - Community
Fencing Fully
Parking Features Asphalt Driveway
Lot Features Backs - Parkland,Backs to Trees,Rear Yard
Water Source Well
Total Parking Spaces 10
Garage Features Garage - Front Entry,Additional Storage Area,Oversized
Type of Parking Detached Garage,Driveway,Off Street
Land Use Code R
Foundation Details Concrete Perimeter
Spa No
Water View Y/N No
Lot Size Acres 0.29
Road Surface Type Black Top
Water Body Type River
Lot Size Source Assessor
Waterfront Y/N No
Water Access Features Canoe/Kayak,Private Beach,Private Access,Personal Watercraft (PWC)
Horse Y/N No
Land Assessed Value 246200.00
Navigable Water Y/N Yes
Water Oriented Y/N Yes
# of Detached Garage Spaces 2

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Owings Mills, MD office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Hillsmere Elementary School
Middle School Annapolis Middle School
High School Annapolis High School

Price History

6/19/2026 Listed $999,000
6/22/2026 7% - $935,000
7/9/2026 10% - $845,000
8/5/2026 6% - $799,000
8/20/2026 4% - $769,900
9/25/2026 3% - $749,000

Property vs Zip Code Average in 21403

Price
AVG $1.66M
$750K
Taxes
AVG $11,262
$5,397
Year Built
AVG 1979
1964
Visits
AVG 432
667
Data Provided by Inside Real Estate®

In The Neighborhood

Areas That We Cover

278 Hillsmere Drive Annapolis, MD is a Single Family Home for sale at $749000 with 2156 sqft and a lot size of 0.29 Acres Acre(s). 278 Hillsmere Drive Annapolis has 4 bedrooms, 3 baths and was built in 1964. The property's zip code is 21403 which is in Annapolis, MD

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Ernest Scott

Ernest Scott

443-769-0499

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