Ernest Scott

907 Charles Street

La Plata, MD
$ 450,000 Beds 3 Baths 2.5 Sq 1,950 Virtual Tour
Monthly Estimate* How much can I afford?

VA assumable loan opportunity with an approximate 4.9% interest rate for qualified VA buyers. Charming two-story Cape cod home with finished basement in a prime La Plata location, featuring a HUGE detached cinder block garage, circular driveway, and extensive parking. Set back off the road on a hill, this property offers privacy while still being close to shopping, dining, and commuter routes. The updated kitchen includes stainless steel appliances, cabinets, countertops, tile flooring, and a tile backsplash. Main level offers hardwood floors, a wood stove, two separate living spaces, a bedroom, and a full bath. Upper level features two bedrooms, a full bath, and ample storage. The finished basement includes a family room, half bath, and laundry area. Enjoy outdoor living on the screened-in porch overlooking the spacious lot. Convenient to NAS Patuxent River, Joint Base Andrews, Joint Base Bolling, NSWC Indian Head, NSWC Dahlgren, and major commuter routes to DC and Virginia. Close to University of Maryland Charles Regional Medical Center, parks, trails, shopping, and restaurants. NO HOA.

ACTIVE

  • Price
  • $ 450,000
  • City
  • La Plata
  • Bedrooms
  • 3
  • Full Bathrooms
  • 2
  • County
  • CHARLES
  • Half Bathrooms
  • 1
  • Area
  • Lot Size
  • 0.47 Acres
  • Zip
  • 20646
  • Sqr Footage
  • 1,950
  • Year Built
  • 1948
  • Taxes
  • $ 5824
  • Style
  • Cape Cod
  • MLS#
  • MDCH2053376
Listed By: Lesa K Clark with Redfin Corp - 3016586186;
Data Source: Bright MLS

Features

General

Living Area 1950
Sewer Public Sewer
Heating Heat Pump(s)
Cooling Other
Possession Negotiable,Settlement
Zoning R-8
Garage Spaces 2.00
Architectural Style Cape Cod
Construction Materials Stucco
School District CHARLES COUNTY PUBLIC SCHOOLS
Year Built 1948
Levels 3
Tax Year 2025
Ownership Fee Simple
Cool Fuel Electric
Accessibility None
County CHARLES
New Construction No
Property Type Residential
HOA No
Subdivision Name SOMERSET COURT LA PLATA
Garage Y/N Yes
Water Access Y/N No
Other Structures Above Grade,Below Grade
Full Baths 2
Status ACTIVE
Directions Please use Google Maps. From US-301 (Crain Hwy),take the exit toward La Plata and merge onto Charles Street (MD-6). Continue on Charles Street into the town of La Plata. Follow for approximately 1 mi
City LA PLATA
Senior Community Y/N No
Lot Size Units Square Feet
Lot Size Square Feet 20276.00
Tax Assessed Value 422900.0
Tax Annual Amount 5824.0
Home Warranty Y/N No
Structure Type Detached
Condo/Coop Association fee Y/N No
Bathrooms Full Main Level 1
Bathrooms Count Main Level 1.00
Price Per Sq Ft Total AG 318.47
Vacation Rental Y/N No
Virtual Tour https://my.matterport.com/show/?m=hhBdNKqGD8f&mls=1
Total SQFT 2085
Standard Status Active
Year Built Source Assessor
Legal Subdivision SOMERSET COURT LA PLATA
Tax Lot 5

Interior Features

Heating Fuel Electric
Basement Partially Finished
Total Fireplaces 1
Hot Water Electric
Basement (Y/N) Yes
Heating Y/N Yes
Fireplace Y/N Yes
Above Grade Finished Area 1413
Half Baths 1
Central Air Y/N No
Total Bedrooms 3
Below Grade Finished Area 537
Room Type Basement
Main Level Bedrooms 1
Below Grade Finished Area Unit Type Square Feet
LivingAreaSource Assessor
Below Grade Unfin Area Units Square Feet
Below Grade Unfin SQFT 135
Below Grade Unfin SQFT Source Assessor
Below Grade Finished Area Source Assessor
Bedrooms Count All Upper Levels 2
Bedrooms Count Upper Level 1 2
Bathrooms Half Lower Level 1 1
Bathrooms Half All Lower Levels 1
Bathrooms Full Upper Level 1 1
Bathrooms Full All Upper Levels 1
Bathrooms Count Upper Level 1 1.00
Bathrooms Count Lower Level 1 1.00
Bathrooms Count All Upper Levels 1
Bathrooms Count All Lower Levels 1
Above Grade Finished Area Source Assessor
Above Grade Finished Area Unit Type Square Feet
Total Baths 3

Exterior Features

Pool No Pool
Water Source Public
Total Parking Spaces 2
Garage Features Additional Storage Area
Type of Parking Detached Garage,Driveway,Off Street
Land Use Code R
Foundation Details Other
Water View Y/N No
Lot Size Acres 0.47
Lot Size Source Assessor
Waterfront Y/N No
Land Assessed Value 110600.00
Navigable Water Y/N No
Water Oriented Y/N No
# of Detached Garage Spaces 2

Room Details

Basement Lower 1

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Owings Mills, MD office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Unknown Elementary School
Middle School Unknown Middle School
High School Unknown High School

Price History

4/10/2026 Listed $475,000
7/8/2026 6% - $450,000

Property vs Zip Code Average in 20646

Price
AVG $570K
$450K
Taxes
AVG $6,450
$5,824
Year Built
AVG 1992
1948
Visits
AVG 401
537
Data Provided by Inside Real Estate®

Areas That We Cover

907 Charles Street La Plata, MD is a Single Family Home for sale at $450000 with 1950 sqft and a lot size of 0.47 Acres Acre(s). 907 Charles Street La Plata has 3 bedrooms, 2 baths and was built in 1948. The property's zip code is 20646 which is in La Plata, MD

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Ernest Scott

Ernest Scott

443-769-0499

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